ATLANTIC CITY, N.J. (AP) — Here’s one more thing the coronavirus pandemic has ruined for at least some people: betting on the Super Bowl.

The American Gaming Association, the gambling industry’s national trade group, released a report Tuesday predicting that the number of people planning to make a bet on the big game will decrease this year. That’s largely because many people still haven’t returned to work settings, where office pools and squares pools are often circulated and filled out, as well as because fewer people are planning to make bets at in-person sports books, including casinos and horse tracks.

But at the same time, the report predicts that the rapid growth of legal sports betting in the U.S. should easily smash records in terms of the amount wagered online — the manner in which most sports bets are made. The AGA report says 23.2 million Americans plan to bet on the game that pits defending champions Patrick Mahomes and the Kansas City Chiefs against Tom Brady and the Tampa Bay Buccaneers. That would be a decline of 12% from last year’s levels.

It says the $4.3 billion they are projected to wager, both legally and otherwise, would be down 38% from last year’s Super Bowl.

But it also forecast a record 7.6 million Americans betting with online sportsbooks, up 63% from last year.